Reduce Medical and Dental Costs
- Don't get sick! Practice preventative medicine. Eat a balanced diet.
- Keep your weight down. Encourage family members to do the same.
- Choose a family doctor before you get sick. To find one, ask friends. neighbors, local medical society or nearby hospital.
- If you have minor medical problems, phone your doctor. Don't visit him.
- Purchase prescription drugs by generic names rather than brand names.
- Buy drug items from discount stores where they are less expensive.
- If vitamin/mineral supplements are necessary, order from mail order firms such as: Nutrition Headquarters, 104 W. Jackson Street, Carbondale, IL 62901.
- If you smoke, stop. You'll eliminate heart, lung, circulatory problems.
- Excessive alcohol is bad for anyone. Cut down or stop drinking entirely.
- Ask your doctor for "starter" samples of drugs he may prescribe for you.
- Protect against cost of blood transfusions. Contribute blood periodically.
- By law, all aspirin is the same. So always buy the cheapest brand.
- If your doctor writes a prescription for a brand name drug, ask the pharmacist to substitute a less expensive generic drug.
- Most prescription drugs may be ordered from mail order pharmacies licensed by the state. Ask your doctor, pharmacist or hospital for the name and address of such firms. This is a great saving for non-emergency drugs.
- Check public health centers in your area. They usually give immunizations and routine screening tests free of charge or for very little cost.
- Buy a good home medical guide. Learn to recognize symptoms of diseases.
- If you have a persistent problem, get it taken care of as soon as possible.
- Record all medical expenses for tax deductions.
- If possible, use "out patient" facilities for minor operations and medical procedures.
- Have physical examinations regularly.
- For minor surgery, ask your doctor if it can be done in his office.
- If hospitalization is necessary, have all tests done before you enter.
- Discuss your financial condition with your doctor, especially before surgery or special medical program. He may be able to suggest savings.
- Save on hospital costs. Get in and out as quickly as possible. Before you enter, be aware of what everything will cost and cut out the "frills".
- Shop around first. Then join the best health care plan you can afford.
- If a doctor claims you require surgery, get a second opinion. A second MD may know of a non-surgical treatment that works.
- Investigate any health insurance organizations in your area. These are groups of doctors who offer you all the health care you need in a year for a single predetermined fee. Check your phone book.
- Many medical schools that train optometrists and podiatrists operate low-cost clinics. These clinics are open to anyone.
- Senior citizens who join the American Association of Retired People get drug discounts. Ask your doctor for the name and address.
- Home health care is sometimes possible if there is a knowledgeable person around. Discuss it with your doctor and you may shorten your hospital stay.
- If you are in bad financial straits, you may be eligible for Medicaid. Your local Dept. of Social Services can give you information.
- Keep your own accurate and up-to-date medical history.
- Many large corporations now arrange for their employees to get free or low cost medical and dental care, and medicine.
- When visiting your doctor, bring along a list of questions you want to ask.
- Observe and teach all family members good dental hygiene.
- Visit your dentist regularly for checkups.
- Use the best and cheapest dentifrice: salt and bicarbonate of soda.
- Many dental colleges operate no-cost or low fee dental clinics.